We believe in a professional approach to your financial plan. To us, that means understanding your goals and catering to your specific needs with a plan custom-tailored to your circumstances. We combine your unique dreams with a retirement plan that can allow you to achieve your desired lifestyle, whether that’s connecting with your loved ones or pursuing your passions. We’re proud to stand next to you as your forge your own path, and we use the decades of experience we’ve acquired in the financial field to offer guidance.
Cindy Burson
Founder
With roots in finance, Cindy always puts trust, communication and confidence first. She has now been in the industry for decades, and through all of her experience, she has learned that her values lie in guiding clients toward financial freedom and independence. She also believes in options that don’t put her clients at risk of losing their most valued assets that are so important to their projected retirement lifestyle. Additionally, she enjoys implementing products and asset classes that can mitigate the risk of outliving your funds.
Who We Serve
Above all, we hold ourselves to standard of professionalism while also providing personal, individualized service. When working with you, we want to ensure that we cater our strategies to your unique situation and circumstances. That means a thorough analysis of not just your job, but your values, your family and your future. Additionally, with our experience, we’ve been tasked with solving nearly every problem. We understand the issues you face, and we’re ready to help you navigate each obstacle.
Pre-Retirees
Long-term goals can be just as urgent as short-term ones, and we know how important it is to properly position clients to achieve them. Furthermore, an early start has the potential to help lock down a secure retirement in the future, all while giving a sense of flexibility. We help pre-retirees assemble a holistic financial plan, no matter their needs. We also account for their current circumstances as well as their future goals, and we can use strategies that offer a lifetime of income and include guaranteed growth and principal protection, helping defend them from dramatic market losses that can take a severe toll on their retirement dreams. From A to Z, we can help you prepare for everything that lies ahead.
Retirees
Retirement can be scary. It comes with so many risks, such as stock market volatility, longevity, health, inflation and more. It’s also important to know that your first few years of retirement are when you’re most vulnerable to market risk (known as sequence of returns risk), and declines in the early stages of your post-career life can be devastating. We help retirees find solutions that mitigate those risks, and we work as an agnostic firm with no obligations to anyone other than our clients. We can find solutions that help you find your desired lifestyle and give you a chance to chase all of those dreams that have been put-off until you had the perfect amount of free time. Burson Agency understands your concerns, and we’re here to help.
Teachers
Despite their valuable contributions to society, teachers are one of the most undervalued and underserved demographics in the country. Moreover, their retirement options, especially in relation to their pension, can be more complex than those of a traditional private employee. For example, teachers may enter retirement expecting their income to remain the same. Unfortunately, there’s typically a steep drop from salaried pay to your pension, and when your income takes a hit, so does your ability to live life freely. At Burson Agency, we specialize in supplementing your pension with options that fill that gap, giving you the power to continue chasing your dreams and connecting with loved ones without the obligation of work.
How We Help
Burson Agency is a full-service financial firm, providing our valued clients with strategies we believe position them to experience success. That success can come in many forms, potentially giving you the freedom and security to use your retirement funds however you please. To do that, however, it’s important that you are fully funded for your entire life. We focus on creating streams of income you can’t outlive, meaning that you can always know that you’re protected. Our services include but are not limited to:
Retirement Planning
Retirement can be tricky, coming with many risks. At Burson Agency, we believe that much of that risk can be mitigated with a simple, easy-to-understand plan. Our first step in the retirement-planning process is to sit down with you and assess your goals. We truly want to understand what makes you tick and gets you out of bed in the morning. Then, we can create a fully customized plan that helps you get there by using the products and strategies available to us. We also use education to eliminate the fear that can come with retirement, and we genuinely believe that understanding the core values and principles of your plan is most of the battle. The right strategy and map can help you reach your retirement dreams, and we’re here to help you navigate.
Annuities
We value annuities as a non-traditional asset class that can help you reach the retirement you desire and deserve. Rather than an investment in the market, an annuity is a contract between you and an insurance company. That insurance company then guarantees a rate of growth as well as principal protection based on the strength of their claims-paying ability. With index-linked options, this gives you the opportunity to participate in stock market upside without experiencing market downturns, which can be extremely detrimental to your finances in the first few years of retirement. An annuity can also provide a stream of income in retirement that you can’t outlive, offering a line of safety and security during the most vulnerable period of your life.
Life Insurance
Modern life insurance policies are no longer the policies of old. They’re now customizable with optional riders and ancillary benefits that can protect you from risks like disability or loss of health, loss of spousal income, and stock market downturns. Whether you’re looking to create a lifetime of income with a permanent policy that includes a cash value portion with guaranteed growth and principal protection (based on the claims-paying ability of the life insurance company), or you would like help paying for long-term care if you happen to need it, life insurance can help, all while providing a tax-advantaged death benefit to help your beneficiaries in the event of the worst. We can sit down with you and explore options that fit your needs.
Tax Strategies
While we believe that growth is both satisfying and important, we also think keeping your hard-earned money can be just as crucial when it comes to protecting what’s important to you. That’s why we familiarize ourselves with tax strategies that help you pay your fair share and nothing more. Whether you’re looking to mitigate your tax obligation now, at retirement or when passing your assets, we can help you find a strategy that matches your goals and works to allow you to determine how your hard-earned money is used. Additionally, we can work in conjunction with your CPA and other tax professionals, or we can work with one of the many relationships we’ve built over the years to connect your entire financial picture to your unique strategy.
Trusts and Wills
You’ve spent your entire life in control of your belongings, so we believe you should have a say in what happens to them after you pass. We also know how crucial it is to pass your assets to your beneficiaries in the most tax-advantaged manner possible, putting the highest potential total in the hands of those you love the most. We can help with that process by enlisting in professionals who provide the proper documentation while educating and empowering you to make your own decisions. Your legacy should never be left to probate or to those who don’t understand your goals, and we can help ensure that it won’t be. Together, let’s create a plan that allows your family the space to properly grieve instead of worrying about the division of your assets.
Medicare
There are many common myths that must be dispelled about Medicare. For example, did you know that Medicare isn’t free, and premiums are deducted directly from your Social Security benefit? In addition to helping you select the proper Medicare plan for you, Burson Agency can help you plan for medical expenses in retirement, helping ensure your hard-earned savings won’t be depleted by unexpected health care costs, causing undue financial stress and uncertainty. We can also help you reassess your plan each year during the open enrollment period, giving you more options to pay for the care, the doctors and the prescriptions you require. We understand that Medicare can be confusing, but we’re here to simplify it and help you secure the care you need.
Contact Us
We enjoy communicating with our clients to understand their goals as well as their concerns. We also look forward to every chance we have to meet with you and guide you on your path toward the retirement you deserve. Please fill out our form below to let us know how we can help you!
Let us help you secure your financial future.